Aon plc (NYSE:AON) is a leading global professional services firm providing a broad range of risk, retirement and health solutions. Our 50,000 colleagues in 120 countries empower results for clients by using proprietary data and analytics to deliver insights that reduce volatility and improve performance.
The purpose of Pension Insurance Corporation (“PIC”) plc is to pay the pensions of its policyholders. PIC is a leading provider of buy-ins and buyouts to the trustees and sponsors of UK defined benefit pension schemes. At year-end 2017, PIC had insured 151,600 pension fund members and had £25.7 billion in financial investments, accumulated through the provision of tailored pension insurance buyouts and buy-ins to the trustees and sponsors of UK defined benefit pension schemes. Clients include FTSE 100 companies, multinationals and the public sector. PIC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 454345). For further information please visit www.pensioncorporation.com
For nearly four decades, State Street Global Advisors has been committed to helping our clients, and those who rely on them, achieve their investment objectives. We partner with many of the world’s largest, most sophisticated investors and financial intermediaries to help them reach their goals through a rigorous, research-driven investment process spanning both indexing and active disciplines. With trillions* in assets, our scale and global reach offer clients unrivaled access to markets, geographies and asset classes, and allow us to deliver thoughtful insights and innovative solutions.
State Street Global Advisors is the investment management arm of State Street Corporation.
*Assets under management were $2.80 trillion as of December 31, 2017. Please note that AUM totals are unaudited.
OneDB is Willis Towers Watson’s outsourced DB pension scheme management service. OneDB brings together all of the expertise and disciplines from our leading actuarial, administration and investment teams into a single integrated and coordinated solution for trustees and corporate sponsors. OneDB gives you full integration of our services through a single team with data, assets and liabilities all aggregated via our OneDB software. Ultimately, OneDB helps trustees and scheme sponsors to devote more time to the strategic issues that matter. The day-to-day running of a pension scheme is entrusted to the experts.
Gold Plus Sponsors
AHC is an award-winning creative communications consultancy specialising in the design and delivery of engaging employee communications. AHC delivers communications that get attention, simplify the complex and lead to measurable improvements in the understanding and engagement of audiences. AHC’s solutions include communications strategy, scheme branding and creative design, websites & interactive modelling tools, print and digital communications, scheme change communications personalised statements, film and animation and virtual reality. With offices in the UK, USA and Australia, AHC works with organisations to engage with members, making a long-term difference to the lives people lead.
At Intelligent Pensions, we are uniquely positioned to help your employees secure the best retirement income solution for their needs. We are the UK's leading retirement income planning specialist and have developed affordable regulated advice solutions to meet the needs of employers, trustees and individual pension members in the new world of pension freedoms.
Our ‘Pathways’ service delivers the necessary expertise and support at every stage of the retirement planning journey to help members get and stay on the right path towards retirement.
Contact Andrew Pennie to arrange an online demonstration and see the power of Pathways for yourself (email@example.com).
Capital at risk. All financial investments involve an element of risk. Therefore, the value of the investment and the income from it will vary and the initial investment amount cannot be guaranteed. There is no guarantee that a positive investment outcome will be achieved.
BlackRock helps people around the world, as well as the world’s largest institutions and governments, pursue their investing goals and overcome challenges through:
• A comprehensive set of innovative solutions
• Global market and investment insights
• Sophisticated risk and portfolio analytics
We combine a focus on performance with a deep understanding of the wider challenges our clients face, from rapidly changing markets to increased regulatory and societal demands. The depth of our investment resources means clients benefit from the collective experience of 135 investment teams located in 30 countries, who are closely connected through a common culture and operating platform*. We harness the scale of our infrastructure to maximise investment performance potential, while the breadth of our capabilities allows us to create outcome-based solutions tailored to individual client objectives. As an independent manager we only work for our clients, who have entrusted us with managing $6.317 trillion**, earning BlackRock the distinction of being trusted to manage more money than any other investment firm in the world.
* As of 31 March 2018
** AUM in USD as at 31 March 2018
Premier Companies is a nationwide provider of employee benefits and wealth management services, advising clients ranging from FTSE100 organisations to regional based companies.
We pride ourselves in helping employers and trustees with all aspects of their employee benefit arrangements in a tailored, practical and cost efficient manner, delivering market leading service standards to clients small and large.
Premier advises on all types of pension schemes, ranging from defined benefit to defined contribution schemes, including group personal pensions, stakeholder and auto enrolment services. Our services include pension consulting, actuarial advice, risk benefits and administration, secretarial services to trustees and wealth planning advice.
“See Change” is our own personal commitment to demonstrating the highest possible service standards to our clients, through diligence and real value.
As a global investment manager, we help institutions, intermediaries and individuals meet their goals, fulfil their ambitions, and prepare for the future. But as the world changes, so do our clients’ needs. That’s why we have a long history of adapting to suit the times and keeping our focus on what matters most to our clients.
Doing this takes experience and expertise. We bring together people and data to spot the trends that will shape the future. This provides a unique perspective which allows us to always invest with conviction. We are responsible for £447.0 billion (€503.6 billion/$604.7 billion)* of assets for our clients who trust us to deliver sustainable returns. We remain determined to build future prosperity for them, and for all of society. Today, we have 4,600 people across six continents who focus on doing just this.
We are a global business that’s managed locally. This allows us to always keep our clients’ needs at the heart of everything we do. For over 200 years and more than seven generations we’ve grown and developed our expertise in tandem with our clients’ needs and interests.
*as at 31 December 2017
Scottish Widows was founded in 1815 and has since established a proud history of working with advisers. The brand has more than 5 million customers and offers a product range including individual and workplace pensions, mortgages, savings and investment and protection. Scottish Widows currently sits as one of the most recognised and trusted brands in the Life, Pensions & Investments market*.
Scottish Widows is committed to supporting employers and their employees, using their experience to help them make the most of change. They do this by providing market insight and guidance and continually innovating and improving their service, support and propositions. The brand forms an integral part of LBG’s three-year strategy, giving particular focus to growing Financial Planning and Retirement to provide banking and insurance customers with a truly holistic proposition to meet their retirement and savings needs.
For more information on Scottish Widows visit http://www.scottishwidows.co.uk/employer/
* Ipsos December 2017
SEI’s Institutional Group is one of the first and largest global providers of outsourced investment management services. The company delivers integrated retirement, healthcare and non-profit solutions to more than 480 clients in 13 countries. Our solutions are designed to help clients meet financial objectives, reduce business risk and fulfil their due diligence requirements through implemented strategies for the management of defined benefit plans, defined contribution plans, endowments, foundations and board-designated funds.
For more information visit: seic.com/institutional-investors
Equiniti works with the UK’s public and private sector schemes and the Life and Pensions sector to manage complex administration and payments. We cover pensions, payroll, rewards and benefits, and payments. Our solution-based approach provides an interactive experience through the lifetime of employees and scheme members, and enables our clients to free up resource to focus on their core business.
We make complex and regulated administration happen.
J.P. Morgan Asset Management is a global leader in investment management. Our dedicated team of pension specialists partner with both DB and DC pension plans, providing access to our extensive global network of investment professionals and investment insights to enable clients to build stronger portfolios. J.P. Morgan Asset Management is distinguished by its capital markets knowledge, global investment expertise and the long-term, proactive partnerships that it has established with our clients. Our investment strategies are broad covering equity, fixed income, factor investing, real estate, private credit, private equity, hedge funds, infrastructure and multi-asset solutions. www.jpmorgan.co.uk/institutional
LCP is a specialist pensions consulting firm. We help our clients make good decisions based on insightful analysis, industry expertise, and game-changing technology. We are a true partnership – both in our corporate structure and our relationships. Because we are independent, our clients can trust our advice implicitly.
We believe that technology has the power to put control back into our clients’ hands, by making sure they always have the information they need in real-time to evaluate any advice. We make sure that anything we build is designed with our clients’ in mind. Further details at: www.lcp.uk.com
Linklaters' pensions practice is one of the most established and highly-rated practices in the UK and across Europe. We are consistently rated by independent legal directories as "top tier" pensions lawyers. Our specialist team of pension lawyers has extensive experience of the full range of pensions issues, including tailored funding solutions, de-risking transactions, regulatory, governance and investment issues.
Mercer delivers advice and technology-driven solutions that help organizations meet the health, wealth and career needs of a changing workforce. Mercer’s more than 23,000 employees are based in 44 countries and the firm operates in over 130 countries. Mercer is a wholly owned subsidiary of Marsh & McLennan Companies (NYSE: MMC), the leading global professional services firm in the areas of risk, strategy and people. With nearly 65,000 colleagues and annual revenue over $14 billion, through its market-leading companies including Marsh, Guy Carpenter and Oliver Wyman, Marsh & McLennan helps clients navigate an increasingly dynamic and complex environment. For more information, visit www.uk.mercer.com. Follow Mercer on Twitter @Mercer.
Partners Group is a global private markets investment manager, serving over 1,000 institutional investors worldwide. We have USD 74 billion in assets under management and more than 1,000 professionals across 19 offices worldwide.
Partners Group is in the unique position of offering a genuine private markets fund for the UK DC market. The Generations Fund provides DC members with access to Partners Group’s full suite of private markets capabilities: private equity, private debt, private infrastructure, private real estate and liquid alternatives. Partners Group have created innovative products for the DC markets in Australia, USA and UK.
Stephenson Harwood is a law firm with over 1000 people worldwide, including more than 150 partners. Our people are committed to achieving the goals of our clients. We assemble teams of bright thinkers to match our clients' needs and give the right advice from the right person at the right time. Dedicating the highest calibre of legal talent to overcome the most complex issues, we deliver pragmatic, expert advice that is set squarely in the real world.
Our pensions team has the experience, knowledge and skills to advise you on a broad range of pension issues – from the day-to-day to the unusual.
ABAKA is a Financial Wellbeing platform, powered by cutting edge Artificial Intelligence technology. We put an accessible and affordable Financial Education & Advice service into the hands of every employee. Ava, your personal financial assistant uses human-like conversation to help you with your personal financial situation and proactively offers intelligent actionable nudges on all types of savings and investments.
AiM is a UK based service provider offering a comprehensive range of expert business and technology services.
AiM’s Data Solutions are helping organisations in the pensions, insurance and finance industries to improve compliance, increase productivity, reduce liabilities, save costs and increase growth through radical innovations in the governance of their data through automation and AI. AiM is leading the way with its dataEstate® software suite and its solution dataBelt® which provides data cleansing, data protection/GDPR and data forensics to improve decision making and regulatory/scheme compliance.
AiM’s Data Solutions are available as services or software for due diligence and ongoing management.
Recruiting for the Pensions & EB industry for more than 15 years, we are experts working with In-House Pension Departments, Third Party Administrators and Consultancies UK wide. BranWell Ford has developed an enviable client portfolio through sharing knowledge and providing assisting on pension jobs, whilst following market trends. We ensure we know the specifics of each job, we like to meet our clients to see for ourselves the work environment and identify skills, experience and personality fit.
Candidates benefit from working with the BranWell Ford team, who are qualified pensions professionals now working as recruiters. We are pension people, and we know career bottlenecks and how to enhance your prospects for promotion. All fully qualified to high REC standards, we take the time to interview each candidate and identify what qualities they have, firming up on salary and benefit expectations. We only send CV’s if we have consent.
The team, Pip, Nikki and Hayley manage a variety of vacancies, UK wide, and pride ourselves on bringing together clients and candidates for their mutual benefit.
Pip Raffael (nee Sanford) DipPMI/FIRP – firstname.lastname@example.org Consultants, Actuaries, Communications, Trustees, SIPP/SSAS, Group Risk & Healthcare
Nikki Haupt FIRP – email@example.com TPA, Administrators and Managers, Ops & Delivery, IT, Accounts & Payroll
Hayley Brockwell FIRP – firstname.lastname@example.org In-House at all levels
T: 01279 859000
Charles Stanley Fiduciary Management team are one of the market leaders in fiduciary services for smaller defined benefit pension schemes. Charles Stanley has been looking after clients and their money since 1792. As one of the oldest firms of the London Stock Exchange, Charles Stanley currently manages and administers in excess of £24bn for UK-based institutions and private investors. We see our fiduciary management service as a long term commitment, taking the time to understand each pension schemes specific needs. We offer a sophisticated approach to risk management and a robust investment strategy coupled with efficient execution and cost control methods.
Established in 1921, we are the UK’s leading independent firm of actuaries and consultants. With over 800 people, we offer the full range of pensions and benefit services to clients across the country from our offices in London, Glasgow, Birmingham and Edinburgh.
We believe creating better futures for employees, members or your organisations shouldn't be left to chance. Our solutions give companies, trustees and members everything they need for brighter pensions prospects. And at the heart of it all is our relationships - with our clients and colleagues. We form genuine, collaborative relationships that last.
ITM is a tech-enabled consultancy providing independent specialist data and software services to pension funds, administrators and the financial services industry.
Independent: We don’t offer ongoing administration services, so our perspective remains objective and our objectives remain clear. Experienced: We’ve been analysing, cleansing, migrating and improving data for over 15 years – we know what we’re doing. Tech Enabled: Our tools are ours, to improve and develop for the benefit of our clients and solutions.
We are a trusted advisor and partner to our clients, helping them to realise their strategic aims and extracting the maximum value from their data.
Inside Pensions is the UK's leading provider of independent secretariat services for pension scheme Trustee Boards.
We're passionate about improving the governance and operational effectiveness of pension schemes.
Making sure that trustee boards comply with regulatory requirements and industry best practice is a given for a scheme secretary, but there is much more to the job than that.
Our people are experienced in-house pension managers, scheme secretaries, investment and administration specialists.
We have designed and implemented change strategies, improved trustee governance arrangements and ensured that operational matters are cost effective.
This is where Inside Pensions can help the most - we make things happen.
At KAS BANK we think your scheme's custodian should give you more. We keep your assets safe, and give you better information - so you can make better informed decisions. And we'll give you better service - so you can focus on managing your scheme.
We're pensions people, with a personal approach, looking at your problems from your perspective.
We're raising the standard of administration for all UK pension funds. Whether you want to understand your costs more transparently, monitor your managers more closely, or improve investment performance more sustainably, we're on your side - helping you to deliver better outcomes for your members.
The world of pensions can be pretty dull. Let’s face it; it could do with a little fizz. At Lemonade we take a fresh approach and aim to engage through simplicity. From pension communication and modelling tools to advice at retirement, we provide a wide range of services. But it’s the way we deliver them that makes us, and you, stand out from the crowd. We don’t believe in complicated jargon and stuffy stereotypes. Instead, we design innovative communication programmes that truly engage. We’ll work with you to develop a handpicked solution that’s right for your business, helping you to motivate your staff and improve communications.
Pendragon provides Perspective and The Guide for Pension Trustees.
Perspective, the highly acclaimed legal and regulatory information service, is used by organisations across the whole spectrum of pensions including funds, advisers, regulators and trustees. It is an essential resource for those who need to look at legislation and guidance affecting the UK pensions industry.
The Guide for Pension Trustees is the leading source of analysis and guidance for trustees, scheme managers and those responsible for pensions at companies. It has recently been updated and relaunched online with the help of its new editor, Kevin LeGrand.
P-Solve (to be re-branded as River and Mercantile Solutions in July) is the division of River and Mercantile Group PLC that provides investment consulting and fiduciary management services to both DB and DC pension schemes. They develop and implement solutions tailored to clients’ specific investment needs, either advising schemes on how to manage their investments and risks (investment consulting) or by managing their investments and risks on their behalf (fiduciary management), or through a combination of these.
Salvus Master Trust was established in 2009 and has been helping many thousands of employers both large and small. We are renowned for developing “cutting edge” products Including SalvusPlus (Secondary market) and Salvus23 (Legacy DC/DB AVC’s). With over £100 M under management we offer a truly digital member experience including pension freedoms via our award winning Salvus Retirement Bridge
Sammons Pensions Recruitment is an award-winning, industry-leading recruitment specialist. For over 25 years we have successfully recruited across the UK and International pensions industry: Permanent, Interim, Temporary, Contingency and Executive Search-based appointments for FTSE100 to SMEs, placing highest calibre candidates at all levels: In-house Administration to Global Director Third party/Consultancy Administration, Client Management, Consultancy, New Business; Actuarial Specialist including Communications, Technical, Compliance, IT, Implementation, Project Management, Accounts, Payroll, Trustee, Investment
Additional services include: Outplacement; Salary Benchmarking, Annual Salary Survey, now in its 16th year of production; Career, CV, Interview, Offer Counselling; Recruitment Techniques; access to Legal Advice. Visit our website for more information www.sammonspensions.co.uk
Smart Pension is a FinTech company, which operates one of the largest DC Master Trusts in the UK. Founded by experienced finance and technology professionals, Smart has grown from a standing start in 2015 to have over 400,000 employees on the platform at the beginning of 2018. Smart aims to provide a pension account that is flexible, secure, and easy to use. At the cutting edge of technology innovations, Smart continuously invests in bringing new features to the member experience. Participating Employers in the Smart Pension Master Trust range from single-employee companies to large companies employing several thousand people.
Smarterly helps people make more informed decisions about their savings and investments in an engaging way by combining best practice e-commerce techniques with artificial intelligence. At a time when interest rates are rock bottom and financial wellbeing is high on the agenda of most employers, Smarterly brings a new compelling proposition to consumers via the workplace. We provide workplace stocks & shares Individual Savings Accounts (ISAs) facilitating investments via payroll deduction with lump sums or regular contributions. The Smarterly platform has approximately 1,000 funds from 90 Fund Managers giving savers a wide choice of where to invest their money with competitive low charges.
Target provide detailed trace and data verification solutions for the pensions industry. We are the leading trace agency for innovation, providing a bespoke service to our clients and delivering the highest quality results which are fully investigated. We work with all sectors within the industry and can prepare scheme common data in a staged and cost-effective way ahead of GDPR and the revised tPR scheme return. Target hold ISO 9001 and ISO 27001 as well as Cyber Essentials plus accreditation. For specific enquiries please contact us on email@example.com or call 0800 988 1255
Unum is the market leader in Group Income Protection (GIP) insurance, now being used by pension schemes to manage the risk of employees retiring early because of ill-health or injury. GIP helps to fund these retirements, providing members with access to medical and vocational rehabilitation expertise and our Employee Assistance Programme (‘Unum Lifeworks’).
We have extensive experience supporting some of the UK’s biggest DB pension schemes, especially when they close for future accrual, and we offer flexible solutions to meet the needs of stakeholders including trustees, employers, members and staff bodies.
Unum also offers Group Life, Critical Illness and Dental insurance.
Wealth Wizards is the UK’s first fully-regulated online financial adviser. Our mission is to make expert advice accessible and affordable for everyone. We work with progressive employers to help their employees feel in control of their pension and combine financial expertise and smart technology to provide them with a realistic, personalised plan for their workplace pension.
Our tools works online across mobile, tablet and desktop, so it’s more consistent, less expensive, and lower risk. Together, we tailor their company benefits package to businesses so that employees get more than just a salary.
WEALTH at work is a leading provider of financial education, guidance and advice in the workplace.
It helps employees understand how to maximise their workplace savings and benefits in the context of their overall financial position, by delivering financial education tailored to their needs.
Its guidance and financial advice service helps individuals to understand their personal financial situation, whether they’re saving for their future or selecting their retirement income options.
This complete service offering helps employers support employees to make informed decisions to improve their financial wellbeing throughout their career and to maximise income at-retirement.
The Pensions Management Institute was established in 1976 and is the professional body for those working in the field of pensions and employee benefits. It supports and develops the experts who are responsible for running the UK's pensions industry and is acknowledged as the body for establishing, maintaining and improving professional standards in every area of pension scheme management, consultancy and trusteeship.
The PMI plays a vital role in shaping the nation's pensions industry and, as a result, impact on the success of the UK business as a whole. The PMI prides itself in leading the future of pension's standards and practices across the UK. It is non-lobbying professional body which works with government and other bodies in the financial sector to endure the views of members are put forward in a sound and impartial manner. The PMI works with government, sitting on various forums representing our members and the profession to ensure the practical implementation of pensions, retirement benefits and other relevant legislation.