The Pensions Regulator
Charles will re-join TPR as Chief Executive at the beginning of April 2019. He has been the Chief Executive of the Money Advice Service since June 2017, ensuring millions of people have access to free, independent financial information and guidance.
He was previously Executive Director of Automatic Enrolment at TPR, designing and leading the delivery of the highly successful AE programme which has resulted in nearly ten million more people saving into a workplace pension. Charles was awarded an OBE for services to workplace pension reform.
Prior to this, Charles spent nearly 20 years setting up and running major business change programmes.
Robin Ellison is a Partner at Pinsent Masons. He is a Director of the boards of a number of companies and is a Trustee of several pension funds, both as independent Trustee and as Chairman. He also practices as a Commercial Mediator.
He is a member of the CBI (Confederation of British Industry) Pensions Panel. He was a Founder of the Association of Pensions Lawyers, being awarded its Wallace Prize in 1995. In 1997 he was elected the first solicitor Honorary Fellow of the Pensions Management Institute. He is the author of numerous books on pensions and is editor of Pensions Benefits Law Reports.
Simon is the BBC's Business editor who was previously the Business and Economics Presenter on Radio 4's Today Programme, and also co-presented on BBC Radio 5 Live's Five Live Breakfast & Five Live Drive.
Simon replaced Declan Curry as the business presenter for BBC Breakfast, and also presented business news on the One o'clock, Six o'clock and Ten O'Clock News.
Before joining the BBC, Simon spent ten years in commercial and investment banking in London, New York and Bermuda. He has a degree in Politics Philosophy and Economics from Oxford University.
During the banking crisis in September 2006 Simon reported for BBC News, BBC News Channel and Working Lunch covering the Federal takeover of Fannie Mae and Freddie Mac, the Bankruptcy of Lehman Brothers, the bailout of AIG and the Lloyds TSB takeover of HBOS.
Simon has also presented business and financial podcasts for The Daily Telegraph.
Jennie specialises in occupational pension schemes, advising sponsoring employers or trustees of pension arrangements in this highly complex and important field of law. She has advised large multi-employer schemes as well as smaller single employer arrangements and has wide experience of both Defined Contribution and Defined Benefit schemes and the difficulties to which they can lead.
Jennie qualified in 1986 originally as a criminal prosecutor. Poacher turned gamekeeper, she now sits as a Magistrate in her local justice area and is an Approved Chairman.
She was a member of the Board of the Legal Complaints Service throughout its existence and was a member of its Audit Committee (now replaced by the Office for Legal Complaints). Jennie has worked in both industry (at a large Actuarial Consultancy) and in the Public Sector (as Legal Director of the Occupational Pensions Regulatory Authority - the predecessor of the current Pension Regulator). She has worked in Private Practice at a large City law firm as well as in a major South East law practice.
Malcolm McLean is currently a Consultant with pension consultants and actuaries Barnett Waddingham.
He was previously for many years Chief Executive of The Pensions Advisory Service (TPAS), in which capacity he built up a reputation as one of the country's leading experts on pensions across the board.
During his time in pensions Malcolm has won four major industry awards, as well as being appointed OBE in 1997. At the UK Pension Awards in 2007 (special 10th Anniversary Event) he received the award for the "Greatest Single Contribution to Occupational Pensions of the Decade".
PAN Trustees Limited
Roger is a Past President of the Society of Pension Professionals having spent his entire career in the Pensions industry. He has been a Director of PAN Trustees Limited since 2013 and it's Managing Director since November 2014. He served on the board of what was HSBC Actuaries and Consultants for over 20 years. Over the years he has been a member of various industry groups including the Pensions Regulator's Stakeholder Advisory Panel, the PLSA's Multi Employer DC Committee, the House of Commons Pensions Leadership Group and has been a member of several DWP Policy Engagement groups. He is a member of the Standard Life IGC ,Chair of the Trustee Board of the Aon Master Trust and the current Chair of the PLSA's Multi Employer DB Committee. He is also a Fellow of the Institute of Directors.
Department for Work and Pensions
Guy Opperman was appointed as Parliamentary Under-Secretary of State at the Department for Work and Pensions on 14 June 2017. He served as a Government Whip (Lord Commissioner of HM Treasury) from 17 July 2016 to 14 June 2017. He was elected Conservative MP for Hexham in May 2010.
Guy has an Honours Degree in Law from the University of Buckingham and a first class diploma from the University of Lille, France. Guy was called to the Bar in 1989 and spent 20 years as a barrister - 15 years of which were spent predominantly at the criminal bar. Guy is an amateur jockey and rode his first win in 1985.
Director of Market Policy
Edwin Schooling Latter is Director of Markets and Wholesale Policy at the Financial Conduct Authority where his responsibilities encompass policy in relation to primary and secondary markets, trading venues, trading conduct, benchmarks, asset management and pensions.
From 2011-2014 Edwin was head of the Financial Market Infrastructure Directorate at the Bank of England, responsible for supervision of CCPs, securities settlement systems, and systemically important payment systems, and for the Bank's input to policy making on central clearing and OTC derivatives reforms. Prior to appointment as head of MID, Edwin worked in the Bank's Financial Stability area for several years, including as secretary to the Bank's Financial Stability Committee. Edwin was also previously Managing Director of UK payment system, LINK Interchange Network Ltd.
Last year's Other Speakers
Head of Portfolio Solutions Group
Andrew Connell is Head of Portfolio Solutions Group at Schroders, Portfolio Solutions aims to deliver outcome based investment strategies. It is asset class agnostic working in partnership with distribution, product and investment. The skills within group include liability driven investment, risk managed investment, fiduciary, custom bond portfolio manufacture (including buy & maintian) and strategic advice. He joined Schroders in 2007 and is based in London.
Andrew was an LDI and Rates Sales Manager at ABN AMRO from 2006 to 2007, which involved developing and maintaining relationships with buy-side investment houses as well as sales and execution coverage for both bonds, interest rate and inflation derivatives.
Prior to that he was a Bond Fund Manager at Barclays Global Investors between 1998 to 2006, where he held various roles including the Head of Multi-Currency Portfolio Management and Head of the Interest Rate Process.
Andrew is a Chartered Accountant (ICEAW) and holder of Securities Institute Diplomas, (Financial Derivatives and Bonds & Fixed Interest)
Qualifications: MA in Land Economy from St. Catharine's College, Cambridge.
With a background in Fintech and Asset Management, Phil is a strong endorser of technology and how it can improve the world we live in. While working at leading UK robo-adviser Wealth Wizards, Phil has championed the delivery of innovative financial advice solutions in the workplace and collaborated with partners to ensure better retirement outcomes for employees. Phil has a strong belief that workplace financial advice should no longer be an aspirational offering and employers should empower their employees to take more of an active role in their financial future. Phil has previously worked with currency transfer specialist Moneycorp Ltd where he lead an intrapreneurial division focused on delivering advisory services to retail clients. Phil's broad experience working with both private investors and global investment banks gives him a unique perspective on the current challenges facing the investment community.
Member Engagement Manager
Employers Network for Equality & Inclusion
Kieron is responsible for recruiting and engaging enei Members to ensure their continued support for enei's strategy, benchmarking, campaigns and networking events. He also helps to develop, deliver and promote enei's training and consultancy to Members and non-members. Kieron leads on gender equality and apprenticeships. Kieron began his career in talent acquisition and management in 1999 working within the financial and professional sectors as well as public health.
He designs and implements practical work based programmes that address the issues causing under-representation of talent groups in the workforce, drawing together cost effective solutions that drive productivity. Experienced in carrying out diversity audits, he also has project management experience of delivering inclusion strategies that deal with cultural, systemic and process change.
Head of Market Insight and Trustee
Bill joined Unum 15 years ago, following a career in banking and has held various senior roles within the Finance & Actuarial sectors prior to creating and now leading the Market Insight and Analytics department 6 years ago at Unum. Bill is a company appointed Trustee of Unum's own defined benefit pension scheme.
Unum is market leader in Group Income Protection (GIP) insurance, now frequently used by pension schemes to manage the risk of employees retiring early because of ill-health or injury. Unum also offers Group Life, Critical Illness and Dental insurance.
The Law Debenture Pension Trust Corporation
Mike Jaffe is a director of The Law Debenture Pension Trust Corporation and a professional pension trustee. He acts as chair on four appointments and chairs an investment committee and two audit committees. Mike's career as a pension trustee follows almost 30 years working in financial services, including eight years in private equity/infrastructure investment and ten years in investment banking. Mike is a chartered accountant and holds a degree in engineering from Cambridge University.
Joanne was appointed as the first Chair of LGPS Central Ltd in May 2017. She joined the Board of the Environment Agency in March 2017 and chairs its pension fund. In December 2017 Joanne joined the Board of NOW: Pensions. She is a Director of the Pensions Policy Institute.
She was previously the Chief Executive of the Pensions and Lifetime Savings Association (formerly the NAPF) from 2006 June 2017 having been its first Policy Director from 2005-2006. She joined the organisation from the Association of British Insurers where she was Head of Pensions and Savings from 20012005. Joanne held the pensions brief at the Trades Union Congress from 1988-2001 and started her career as a pensions researcher and journalist at Incomes Data Services.
From 20132017 she was a Board member of the Pensions Infrastructure Platform and Chair from 2013-2016. She was a Board member of PensionsEurope, the EU trade association for pensions, from 2010-2017 and its Chair from 2012-2015.
Joanne has a degree in economics from John Moores University and an MA in Industrial Relations from the University of Warwick. She was awarded the OBE for services to pensions in the 2003 Queen's Birthday Honours.
Director of Policy
Steve Webb is Director of Policy at Royal London. He was Minister of State for Pensions between 2010 and 2015, the longest-serving holder of the post. During that time he implemented major reforms to the state pension system, oversaw the successful introduction of automatic enrolment and played a key role in the new pension freedoms implemented in April 2015.
Steve was a Liberal Democrat MP from 1997 to 2015. Before this he was professor of social policy at Bath University for two years, having previously worked for nine years as an economist at the Institute for Fiscal Studies.
He was awarded a knighthood in the 2017 New Year's Honours list.
David Weeks was elected as Co-Chair of the UK pension industry's Association of Member Nominated Trustees (AMNT) in 2016. The AMNT has over 700 members, from around 500 pension schemes. Together, these have assets under management of just under £700 billion: nearly one third of the UK total for occupational pension schemes.
David Weeks is a director of a defined benefit pension scheme, with a leading PLC in infrastructure services as the sponsoring employer. "Engaged Investor" included him in their "Top 50 people in pensions 2017". He is active in the affairs of the World Pensions Council, for whom he has made presentations to, and acted as rapporteur at, international conferences. Journals that have published contributions from him recently include "Revue Analyse Financiere", "Portfolio Institutional", "Professional Pensions" and "Pensions Expert". He has been a judge for major UK pension awards.
In his previous career, David Weeks has experience of both public and private sectors, and of their respective pensions regimes. Most recently, he served as a consultant or executive in UK Government Departments, including Home Office, Health, Trade and Industry, and the Office of the Deputy Prime Minister. Earlier, he worked in private sector business development and marketing, and in international
Deputy General Secretary (Postal)
Terry joined Royal Mail in 1985 as a Postman and became a member of the CWU, serving as a Union Representative at all levels for over 28 years.
In 2001 Terry was elected as a National Officer for the CWU with responsibility for representing members in Parcelforce, Logistics and Distribution, RM International, RMSS, Quadrant, Jersey Post and the Isle of Man Post Office.
In 2015 Terry was elected as Deputy General Secretary (Postal) with overall responsibility for the Postal side of the CWU representing over 110,000 members in Royal Mail Group, Parcelforce and the Post Office.
I am a main Board Director at Premier, responsible for Wealth Management / IFA services and Marketing.
I am a Fellow of the Personal Finance Society who has been working in both employee benefits and financial services for over 28 years.
As the former Head of UK Consulting for Sedgwick and then Barclays Corporate Pensions, I joined Premier in late 2006 to lead their regulated business, before being appointed as the UK Sales & Marketing Director for the wider UK organisation in January 2014.
I am still involved in the advice element of being an IFA and having worked with Employers, Pension Scheme Trustees and individual clients throughout my career, I have seen how the industry has changed over the last 25 years. Having been a speaker at numerous industry events, as well as participating on judging panels of industry awards, I am more than happy to share insight and experience.
Executive Director of Frontline Regulation
The Pensions Regulator
Nicola Parish was appointed Executive Director for Front-Line Regulation in July 2016.
Nicola has worked at TPR in various roles for eight years, including as Director of Legal Services and Enterprise Risk Management, and her most recent role as Director of Case Management.
As Executive Director she is responsible for the education and enablement activities of TPR's Customer Support and Regulatory Transactions teams, risk identification and escalation by Intelligence, and the enforcement interventions of TPR's Case Management team. She will also be responsible for the delivery by TPR of the new approach to the regulation of master trusts.
Nicola began her career in the City as a litigation lawyer for Denton Hall. In 1996 she joined the Securities and Futures Authority as a senior prosecutions lawyer. She later worked in the Enforcement Division of the Financial Services Authority for 8 years before joining TPR in 2008 as a litigator.
Head of HR Consultancy
Institute for Employment Studies
Duncan leads the HR Consultancy and Research work at IES, a leading independent research-based charity which supports improvement in HR and employment practice. He has more than 25 years' experience in HR consulting & research with Aon Hewitt, PwC and Towers Perrin. He spent 5 years as Assistant Director General at CIPD.
His clients have included major companies such as National Grid and Lloyds Banking Group, public sector bodies such as the Cabinet Office and National Health Service, LGA, and not-for-profits such as Cancer Research and the United Nations.
Duncan is a leading commentator on HR, publishing many articles and books. His last book was on HR effectiveness. He has participated on Government taskforces concerned with fair pay, engagement, pensions and human capital reporting. He advises a number of remuneration committees Human Resources magazine placed him in its listing of the top 5 most influential thinkers in UK HR.
Duncan has an MA from Cambridge University, an MBA from the London Business School and is a Fellow of the CIPD. He is a Visiting Fellow at Greenwich University.
DC Delivery Manager
Civil Service Pension Scheme
Cilla is responsible for leading the transition of the Civil Service DC pension schemes to Legal & General in September 2018. Cilla joined Civil Service Pensions in January 2017 from The Pensions Advisory Service where she led the Technical Support Unit for the Pension Wise telephony unit. Prior to that she undertook specialist pensions technical roles for Lloyds Banking Group. She is a member of the Personal Finance Society and the Chartered Insurance Institute.
Sarah is a Managing Associate in Linklaters' pension team and has specialised in pensions law for over ten years. Sarah advises clients on all main areas of pension law practice. Transactions she has worked on include advising a trustee on a bespoke longevity swap which removed a significant proportion of the scheme's longevity risk. Sarah has continued to advise trustee and sponsors on longevity contracts and buy-in and buy-outs and the issues involved. Her recent experience includes advising the Trustee of the Marks and Spencer Pension Scheme on two umbrella bulk annuity contracts with Aviva and Phoenix.
Managing Director, Co-Head Portfolio Management
Roberto Cagnati is Co-Head of the Portfolio Management business unit and member of the Global Portfolio Committee, based in Zug. He has been with Partners Group since 2004 and has 14 years of industry experience. Prior to joining Partners Group, he had assignments at Deutsche Bank Asset Management and Credit Suisse Private Banking. He holds a master's degree in economics from the University of Konstanz, Germany.
Chair of Trustees
Smart Pension Master Trust
Andy is a professional trustee with Capital Cranfield Trustees Ltd. He retired as a partner at LCP in June 2017 having spent over 30 years consulting on DC pensions at Watson Watt, Hewitt and LCP. He is a member of the DC Council at the PLSA , the Asset Security in DC Working Group and the PASA DC Governance Group.
Andy is currently Chair of Trustees at Smart Pension Master Trust , Lewis Master Trust, the BOC Retirement Savings Plan and Mizuho International RBS (a DB scheme).
Senior Investment Strategist
State Street Global Advisors
Maiyuresh is a Senior DC Investment Strategist at State Street Global Advisors (SSGA). As a member of the European DC investment strategy team, Maiyuresh is responsible for developing SSGA's DC investment proposition, supporting SSGA's existing client base with their investment strategies and promoting SSGA's DC products and solutions to pension scheme trustees and sponsors. He is also a regular speaker at industry conferences and is a press spokesperson for SSGA on European DC and investment issues.
Maiyuresh joined SSGA from Mercer where he was responsible for new business development in the south of the UK for Mercer's DC pensions solution, Mercer Workplace Savings. Prior to this, he was responsible for the development and delivery of the solution's investment proposition. Maiyuresh has over fifteen years' experience in DC business and proposition development, and before that he worked as an investment consultant, advising institutional investors on a range of issues, including investment strategy, portfolio structure and manager selection.
Maiyuresh holds a BSc in Economics with Actuarial Studies and is a Chartered Financial Analyst (CFA) charterholder.
Pension Technical, Strategy and Specialist Projects
Civil Service Pension Scheme
Kevin is responsible for a variety of specialist change projects within the Civil Service pension arrangements, and led the procurement of a new Defined Contribution provider for the pension scheme in 2016. Kevin joined Cabinet Office (the Civil Service pension scheme manager) in 2012 from DWP, where he was head of private pension analysis.
Andrew is marketing director at leading retirement income specialists, Intelligent Pensions.
Andrew has worked in financial services for over 20 years and for a number of household brands, including Santander, Ernst & Young, Lloyds and HSBC. Andrew holds a BSc Honours Degree in Accountancy from Hull University, as well as various financial services qualifications.
Andrew is also head of the company's corporate solution ‘Pathways' which was developed in response to the recently launched pension freedoms. Pathways is designed to help employers/trustees offer their members a personalised retirement planning solution and achieve the best possible outcomes.
Director of Relationship Management
Nigel Down serves as a Director of the Relationship Management Team in the UK where he is responsible for all aspects of the client relationship. He joined SEI in 2002 as an Institutional Client Service Director.
Prior to joining SEI, Nigel was responsible for institutional client service at Gartmore, a large UK investment manager whose institutional clients included pension funds, local authorities, charities and corporate funds. Nigel worked in Hong Kong for six years as Marketing Director for Mees Pierson, a large Dutch merchant bank also in the field of fund management.
J.P. Morgan Asset Management
Anne Lester, managing director, is a portfolio manager and Head of Retirement Solutions for J.P.Morgan Asset Management's Solutions, where she is responsible for advancing the firm's market leading retirement investment product offering and thought leadership. Anne is a seasoned asset allocation specialist who has been responsible for the development of the firm's defined contribution asset allocation strategies including the JPMorgan SmartRetirement target date funds and the firm's Dynamic Withdrawal strategy.
As the architect of the firm's SmartRetirement strategy, Anne has worked to help define and determine the potential applicability of J.P. Morgan's investment processes and strategies to retirement issues faced by corporations and governments worldwide, as many organizations begin shifting some or all of the responsibility for retirement investing and spend-down to individuals. She and her team were awarded the 2014 Morningstar U.S. Allocation Fund Manager of the Year for this effort.
She is also a member of the portfolio management team of the JPMorgan Income Builder Fund. Anne, who joined J.P. Morgan in 1992, worked as a fixed income and currency trader and portfolio manager in the Milan office prior to her move to the Multi-Asset Solutions team in 2000. Before beginning her career with J.P. Morgan, she was a Fulbright Scholar in 1990, spending more than a year in Tokyo working for a member of the Japanese Parliament. Previously, she worked for the U.S. Senate Government Affairs Committee.
Anne earned an M.A. in international economics and Japan Studies from Johns Hopkins University's
School for Advanced International Studies, and received her A.B. in Politics from Princeton University.
Helen has substantial experience in advising trustees, employers and providers on an extensive range of issues, including scheme funding, drafting and updating scheme documents, scheme mergers, section 75 debts and winding-up pension schemes and DC issues.
Helen's work often involves project managing teams at Sackers, and more widely.
Helen leads the firm's PPF and insolvency working group which is the focus for PPF related work within the firm.
As a member of the firm's Employment Unit, a team of lawyers dedicated to employment law issues as they relate to pensions, Helen also focuses on points relating to implementing scheme benefit changes and discrimination.
Public Policy Advisor - Reward
Charles Cotton is the CIPD's senior performance and reward specialist. He directs the CIPD's reward research agenda and is also responsible for its public policy work in the area of pay and benefits. He frequently appears in the media commentating on reward and is often invited to present on his research at events. You can follow Charles through Twitter (http://twitter.com/CharlesMCotton) or LinkedIn (https://www.linkedin.com/in/charlescottoncipd/).
Sales and Distribution Director
Vitality Health & Life
Greg Levine was born and educated in South Africa and now lives in London with his family. Greg has worked for Vitality for just over three years and occupies the role of Sales and Distribution Director. Prior to this role he spent over twenty years in the motor industry designing, developing, selling and marketing cars. This included time at Nissan, Fiat and Audi where Greg was Managing Director of Audi South Africa and Operations Director of Audi UK.
Greg then was part of the core team that founded McLaren Automotive. He served on the Executive board and held the responsibility of Global Sales, Commercial and Marketing director.
Away from the automotive industry, Greg has driven numerous charity initiatives including being Chairman of the Roundhouse Development Committee in Camden and was a key supporter of the Nelson Mandela Children's Fund.
Government Actuary Department
Martin Clarke has been the Government Actuary since September 2014. He is the scheme actuary for the pension schemes of public institutions including NHS, the armed forces and MPs and is responsible for producing the quinquennial report on the National Insurance Fund. Prior to becoming the Government Actuary, Martin was the Executive Director of the Pension Protection Fund (PPF) with responsibility for investments, actuarial and financial risk. His career before PPF was in retail financial services, including life and general insurance.
Head of Origination Structuring
Pension Insurance Corporation
Uzma Nazir is Head of Origination Structuring at Pension Insurance Corporation. She is a qualified actuary and is responsible for the structuring of buy-in & buyout processes. Uzma has led on a number of key transactions, including the first longevity swap conversion to a buy-in on an arms length basis, the £700m buy-in for the Dockworkers pension Scheme, two separate buy-in transactions for the Aon Minet Pension Scheme and also the buyout of the Institute & Faculty of Actuaries Staff Pension Scheme.
Prior to joining Pension Insurance Corporation, Uzma spent seven years working for Hewitt Associates (now Aon Hewitt) as a pensions actuary within their Corporate Pensions Consulting team.
Senior Workplace Pensions Specialist
Robert leads the Scottish Widows Employer and Employee engagement teams – his team create messages and material for adviser, employer and employee Pension Seminars and Engagement Events. They meet thousands of employees each year and talk to them about pensions and because of this Robert is a zealot about simplifying pensions for people. Increasingly he and his team are looking at simplifying pensions within broader Financial Wellness for employees.
He appears regularly in print, on the radio and other media and for a few weeks each year travels the country on a double decker bus helping raise Pension Awareness. He firmly believes the Employer has a big and growing role to ensure great outcomes in retirement for their employees – it’s his mission to help Employers help their employees.
Tim Middleton has worked in the pensions industry since 1987. His roles have covered consultancy with Bacon & Woodrow (now Aon Hewitt), Mercer and Barnett Waddingham. He is currently Technical Consultant for the Pensions Management Institute (PMI), where he works extensively on the External Affairs Committee and provides input into PMI's education programme. He also writes frequently for the pensions press. He is a Fellow of the PMI and holds the CII's Diploma in Financial Planning. He is a past chairman of the PMI's London Group.
Head of DC Product
Naomi is the Head of DC Product for USSIM, the internal investment manager of The Universities Superannuation Scheme. USSIM manages over £60bn of predominantly DB assets for the UK Higher Education sector. Naomi has responsibility for the DC product, and was responsible for its design and implementation in October 2016.
Naomi joined USSIM in August 2012 from JP Morgan as Business Development Manager running front office projects across the scheme, she subsequently became the LDI & Treasury Manager, responsible for the external LDI mandate and the creation of a treasury function.
Following that Naomi focused on the strategy solutions provision for the scheme within the Strategy Co-ordination team, helping to implement the schemes Reference Portfolio before more recently taking responsibility for the design and implementation of the new DC Product.
Naomi graduated from Loughborough University with a degree in English Literature and subsequently gained a 1st class degree in Finance from Oxford Brookes, additionally holding the ACCA & IMC qualifications.
Head of Retirement Policy
Rob is Head of Retirement Policy at the Association of British Insurers. Since joining in January 2012 he has led the ABI's work on pension flexibility and customers' retirement choices, and he now oversees policy areas including the pensions dashboard, retirement market, scams and paying for care. He previously worked in policy at the Money Advice Service, and in financial capability at the FSA. Prior to that, Rob worked in policy and public affairs in the voluntary and private sectors.
Chief Commercial Officer
Francis is Chief Commercial Officer at AHC and a Director Trustee of Engage for Success, the UK's employee engagement taskforce launched by the Prime Minister in 2011.
Francis combines his passion for technology with a deep understanding of employee engagement and financial wellbeing to advise organisations on effective tools and technology to engage employees with their retirement savings. He has addressed audiences including the House of Commons HR Leadership team and has a particular interest in behavioural economics and the psychology of member engagement.
Francis holds an honours degree in Law, a diploma in employee motivation and is a keen rower.
Deputy Director for DC, Lifetime Savings & Research
Pensions & Lifetime Savings Association
Nigel is the Deputy Director for DC, Lifetime Savings & Research at the Pensions & Lifetime Savings Association. His responsibilities also cover EU issues. Nigel joined the PLSA in October 2017. Prior to that he worked as a Policy Fellow with the Department of Work and Pensions and before that he was Director of Policy at The Pensions Regulator. Nigel has over 25 years' experience of policy and public affairs roles across a range of government, EU and industry bodies, including the NAPF where he was Director of Policy and the ABI where he was responsible for managing EU relations, implementing the IORP Directive, and advising on matters related to the 2006 Pensions Commission.
Stuart Hyland has over 20 years' human resource (HR) consultancy experience, more than 10 of which have been exclusively in the reward sector. He joins Aon Hewitt from EY where he was director in People Advisory Services, developing the new Rewards Advisory consulting proposition for the UK and Ireland. Before this, Stuart had two spells with The Hay Group, where he led the UK&I Reward Consulting business from 2010-2015. While there he developed a number of core consulting propositions, including a reward strategy review and development process and an employee value proposition/employer brand consulting approach. Prior to this he was at Deloitte, having started his career with Prudential.
Stuart Hyland has a BSc. (Hons) in Human Geography from the University of Reading.
Tim specialises in longevity modelling and risk management, and leads Aon Hewitt UK's longevity modelling and advisory.
Over his career Tim has held a variation of rules, including:
• Scheme actuary
• Adviser to large corporate clients on acquisition and restructuring programmes
• Overseeing the wind up and settlement of pension plans
Tim is currently the chairman of the CMI, the body responsible for producing standard mortality tables and projections for the UK actuarial profession. In the past, Tim has also held various roles at the Institute of Actuaries and published a number of thought leading papers in the areas of financial economics, pension plan funding and sponsor covenant assessment.
Director of Innovation
Joep Beukers studied Chemical Engineering at TU Delft. After occupying various positions in Procurement and Business improvement at Philips and ING, he joined APG in 2013. He has set up the Continuous Improvement department to support the large-scale transformation of APG. Since 2015, Joep leads the Innovation department of APG. The department is responsible for initiating and facilitating the overall innovation process, starting at the idea phase until the launch of the "Pilot Factory". The department builds and maintains the ecosystem to accelerate and support the innovation process.
Willis Towers Watson
Dave Roberts is a director at Willis Towers Watson with over 30 years of pensions' experience. He is a specialist on the tax regime for pensions and, for the 18 months leading up to March 2018, was seconded to HM Treasury (HMT) as head of private pensions. Dave was also part of the project team that proposed and developed the current tax regime for pensions. One of his responsibilities while seconded to HMT most recently, was to provide HMT input to the Department for Work and Pensions' Green and White Papers on defined benefit pensions. Dave was also a key member of multiple working parties in the development of the IORP II Directive, working out of Brussels.
Dave is a former chairman of the Society of Pension Professionals legislation committee, former member of the Actuarial Association of Europe pensions committee and is a fellow of the Pensions Management Institute.
Head of Risk Settlement
Martin is a qualified actuary and authorised to provide advice on insurance and capital markets transactions and spends all of his time working with clients on de-risking projects.
Martin has led many of the industry's high profile risk transfer transactions, covering over £30bn of UK pension liabilities - giving him unrivalled insight into how the market prices longevity risk.
He also has extensive experience of successfully executing large scale reinsurance programmes, including over £15bn of longevity reinsurance for a leading UK insurer and leading the £900M asset and longevity reinsurance transaction for LV= in 2017.
Martin is frequently sought out by trustees, sponsors and the media and is widely recognised as one of the UK's leading settlement advisers.
Rachel is a Director of Independent Trustee Services Limited (ITS), where she leads professional trusteeship appointments on behalf of ITS.
Prior to joining ITS Rachel was UK DB Governance Leader at Mercer, where she spent a total of 17 years.
Rachel is a qualified solicitor, member of the Association of Professional Pension Trustees and Fellow of the Pensions Management Institute.
Tim is responsible for the sales and marketing of Mercer's fiduciary investment solutions for external clients. He joined Mercer from AllianceBernstein where he was responsible for multi-asset solutions for defined contribution, defined benefit and wealth management clients.
He has 25 years industry experience, in a variety of senior positions across pensions and investment arena. He has been involved from the outset in a number of new industry initiatives that have delivered positive benefits for clients, and has been a regular industry contributor and speaker. Tim holds the Investment Management Certificate and is a Fellow of the Pensions Management Institute.
Chris Curry is the Director of the Pensions Policy Institute (PPI) with overall responsibility for leading and managing the PPI. Chris originally joined the PPI as Research Director in July 2002 and was responsible for the research programme for eleven years. At the PPI Chris has authored and presented a number of research reports analysing and other provision for retirement income.
In 2017, Chris was one of the three co-chairs for the DWP Automatic Enrolment Review Advisory Group. The review looked at ensuring workplace pensions continue to meet the needs of individual savers, and employers, whilst remaining fair, affordable and sustainable for future generations. Chris led on the theme of Contributions. The review was completed in December 2017.
Chris started his career as an Economic Adviser at the Department of Social Security (now the Department for Work and Pensions), before joining the ABI as Senior Economist.
Chris has a BSc (Hons) in Economics from the University of Warwick, and an MSc in Economics from Queen Mary and Westfield College, University of London.
Brian entered the world of work with what is now known as B.T. in its engineering division. Having seen the transformation from a valve driven technology to a processor one, brought a fresh challenge. This led Brian to become a national trade union official.
Brian is currently an official of the CWU, a specialist in Telecommunication regulation and President of a European Forum for Social Dialogue for Employers and Employers Representatives.
Cajoled into being a MNT and when not thinking of Scheme valuation, technical provisions and employer's covenant, then a keen "Who do you think you are?" family history explorer.
Head of Safety, Health and Wellbeing
Gareth is Head of Safety, Health and Wellbeing at Thames Water, responsible for health, safety and wellbeing Policy and Systems within the business. He has 26 years of experience in the water industry, having worked across many departments from customer facing to operational roles before moving into health and safety. He is a Chartered Occupational Safety & Health Practitioner and a keen believer of promoting health as much as many promote safety.
Gino performs the role of Trustee focusing on all aspects of pension law focusing on defined benefit and defined contribution pension schemes that range in size from the small to the very large.
A solicitor admitted to practice in England and Wales and a Member of the Association of Pension Lawyers, Gino has over 15 years' experience gained at City Firms Mayer Brown and PwC Legal and at national firm DAC Beachcroft as well as a leading pension consultancy practice. He joined Dalriada from Doyle Clayton where he was a partner.
Gino's experience includes complex benefit interpretation issues, scheme equalisation and benefit rectifications. He has detailed experience of pensions issues arising under TUPE transfers and the Fair Deal protections where employees are transferred from the public (in particular LGPS and NHSPS) to the private sector.
Gino's expertise enables the Trustee to minimise the need to call on legal advisers. When legal advice is required, as Trustee we are able to ask the specific question and insist on an opinion rather than receiving a recital of pensions law.
James is senior correspondent at Professional Pensions, having joined the team in 2016 as a correspondent.
He writes on a wide range of pensions topics, including the law and regulation of occupational schemes, ESG, investment, and de-risking.
James was named a gold winner at the MHP 30 to Watch awards in 2018, and has also been shortlisted for the Headline Money Awards for B2B pensions journalist of the year in 2018, and for the State Street Institutional Press Awards for best newcomer in 2017 and 2016.
Jonathan is Editor of both Professional Pensions and Workplace Savings and Benefits. He has responsibility for Professional Pensions and Workplace Savings and Benefits Magazines and the websites www.professionalpensions.com and www.wsandb.co.uk.
Jonathan has 12 years' experience in journalism, beginning his career writing for a magazine dealing with the debt and capital markets of Russia and East/Central Europe before beginning to write about pensions in 2001.
He obtained the PMI's Retirement Provision Certificate at the end of 2009 and was named SPC Journalist of the Year in 2011.
Professional Head of Physiology
Justin has an MSc in Sport and Exercise Physiology and over a decade of experience in the health, fitness and wellbeing industry, with seven years at Nuffield Health. Having joined as a Health and Wellbeing Physiologist in 2009 Justin has held a number of clinical governance and leadership roles since and is now Professional Head of Physiology, leading a nationwide team of almost 200 clinicians, acting as clinical advisor for a number of the UK's largest corporations and sitting on advisory panels for a number of universities to help shape degree curriculums. Justin's main area of clinical interest is the pathophysiology of disease and he is a qualified cancer and cardiovascular disease rehabilitation practitioner.
Pensions & Benefits Manager
University of Lincoln
Pensions & Benefits Manager at the University of Lincoln delivering the pensions and retirement operation covering Local Government (LGPS), Teachers Pensions (TPS), Universities Superannuation Scheme (USS), and Peoples' Pension schemes. This includes wide spread provision of financial education across the university and also working with our Students Union to deliver this for our students. Responsible for overseeing Higher Education Role Analysis, corporate benefit provision including healthcare, relocation, salary sacrifice schemes plus various local benefits and wellbeing initiatives.
Natasha completed the Pensions Management Institution (PMI) Diploma in Retirement Savings and Employee Benefits, she previously worked as a HR manager for national construction design and property group of companies and as a Legal Executive for solicitors' practices.
Appointed as Sales and Marketing Director in November 2009 but focused solely on Group Insurance marketing from January 2013. Previously worked at Ceridian (LifeWorks) as Corporate Development Manager, Employ-Mend as Sales and Marketing Director, Legal & General (Group Risk) as Sales Manager, Unum as Senior Sales Consultant and General Accident (now Aviva) as Senior Life Consultant.
Qualified with BA (Hons) in Cultural Studies in 1987, CIM Marketing Diploma in 1994, Diploma in Management Studies (DMS) in 1996 and gained an Henley MBA in 1999.
Director, Head of National Strategy
Stephanie joined the publication as Chief Correspondent in 2014 before becoming News Editor in 2016.
Stephanie has worked as a financial journalist for more than seven years, writing about pensions, investment management, and asset servicing.
Before Professional Pensions she was Online Editor at Global Investor/ISF, a Euromoney-owned title, which she joined in 2011.
Stephenson Harwood LLP
Stephen advises employers, trustees, and insurance companies on all types of pensions issues. He has a commercial style on strategic issues and brings a responsive approach on day to day matters. With the ability to present complex ideas in a simple way, Stephen has helped a variety of clients with tricky pensions issues, from the trustees of global banks to UK manufacturers. He is an expert in pensions in the banking sector, master trusts, buy-ins and buy-outs. Stephen has experience on major strategic projects including advising on the acquisition of a major master trust provider and the largest company contribution made to a pension scheme to date.
Stephen has participated in the Pensions Regulator's DC working group, is a member of the Association of Pension Lawyers Education and Seminars Committee and is organising the APL's annual conference. Stephen is a contributor to the Practical Law Company and a regular industry speaker.
Tom leads the Deloitte covenant assessment practice. His experience includes advising trustees and corporates in valuation, acquisition, refinancing, and restructuring scenarios.
Tom has completed secondments in the Scheme Funding team at the Pensions Regulator and the Business Support team at Lloyds Banking Group.
Proposition Development Manager
Saumya Barber joined Unum's Customer Services Division in 2013 and is currently responsible for delivering Unum's Added Value Services proposition which encompasses areas such as mental health support and workplace wellbeing.
Prior to joining Unum, Saumya has worked across many industries in Risk Consulting and Advisory positions at KPMG and Employers Mutual in Australia. She has over 13 years' experience in workers compensation, illness/injury prevention, absence management and employee relations.
Saumya is originally from Sydney Australia and attended The University of Sydney where she completed Bachelors in Applied Science (Occupational Therapy) and has also completed a Masters in Occupational Health (Work, Health and Safety).
Chief Investment Officer
Royal Mail Pensions Trustees Limited
Ian McKnight is the Chief Investment Officer of Royal Mail Pensions Trustees Limited and, having managed their 2012 transfer of assets to the UK Government, he currently oversees investments totalling c.£10 billion across three pension plans. He has 18 years' investment experience spent with Watson Wyatt (now Towers Watson), Lane, Clark & Peacock (LCP), Morgan Stanley and KPMG. During his career, Mr McKnight has advised a wide range of Defined Benefit and Defined Contribution pensions schemes on their investment strategies, implementation and governance arrangements. He notably co-designed and launched the Russell Pensions Governance Index whilst initiating an innovative diversified alternative investments framework for the Royal Mail Pension Plan, including allocations to direct absolute-return funds as well as more illiquid private markets vehicles. Ian read Mathematics at the University of Warwick.
Chief Executive Officer
Brunel Pension Partnership
Dawn is Chief Executive Officer for Brunel and a great advocate of the capabilities with LGPS and the opportunities that pooling will bring. Dawn is part of the LGPS Cross Pool Collaboration Group and leads the Responsible Investment sub group.
Dawn was previously at the helm of the Environment Agency Pension Fund. She is passionate about the role of pension funds in moving to a more sustainable business world, highlighting the need for robust governance and the effective management of climate and water-related risks to protect investment returns. Dawn draws insights from over 30 years as a finance professional.
Head of DC Solutions
Niall joined the pensions industry in 2005 and advises on all key areas of defined contribution pension provision, focusing on investment strategy and investment governance. Niall has been with P-Solve since 2011, following a senior role in establishing an investment consultancy for Willis in his home town of Dublin.
A qualified Actuary, Niall has spent time on the DC Advisory Board, the body responsible for forming and articulating the views of the Actuarial Profession on DC matters in the UK. In addition to running the DC Solutions team at P-Solve, Niall chairs P-Solve's Defined Contribution Management Committee, responsible for the composition of clients' DC default investment strategies.
Alison is a project director at the CMA and is leading the market investigation into investment consultants on behalf of the CMA's inquiry panel.
She joined the CMA in early 2017, having spent 13 years at the BBC, running the governance and regulatory system for its services. Prior to working at the BBC, she worked as a management consultant for 10 years, initially at KPMG and then at a boutique firm.
Frank Oldham is a non executive director and works with ITS as an independent trustee.
He has substantial experience of managing DB risk both as a Trustee Director of the £multi-billion MMC UK Pension Fund, which recently completed a £3.4bn longevity risk transfer, the UK's largest such transfer since 2014 and as an experienced pensions professional. As a Senior Partner he successfully led Mercer's DB risk consulting and solutions globally from 2010 until his retirement, from them in March last year.
In that role Frank was responsible for the launch of innovative solutions such as the Mercer pension Risk Exchange and SmartDB, a longevity solution for mid sized clients. He is also a non-executive Director of Robus Insurance ICC (a captive set up to facilitate longevity transactions) and is experienced in all aspects of longevity risk transfer.
Before becoming a Trustee himself, Frank provided advice to many well known organisations, both as a Scheme Actuary and experienced corporate advisor.
Willis Towers Watson
Gareth is a senior director with over 15 years' experience in the pensions industry at Willis Towers Watson. Having advised both trustees and corporates in recent years with scheme sizes ranging from £50 million to multiple £3 billion worth of assets, Gareth has insight across a wide range of schemes and governance structures. He is currently using that experience to focus on the consolidation of pension schemes, working across Willis Towers Watson's administration, actuarial and investment businesses. Alongside this role, Gareth advises a number of corporates on their strategic approach to pensions including governance structure, investment structure and liability management with a focus on simplifying current operating models, enhancing existing investment strategies and providing members with suitable information to allow them to choose the best options to suit their needs.
Head of Employers of Carers
Katherine is Head of Employers for Carers at Carers UK. Employers for Carers is a growing service and forum for employers committed to developing good practice to support the 1 in 9 people at work who are caring for ill, frail or disabled family members or friends. Managed and supported by the specialist knowledge of Carers UK, the forum provides practical help and advice for employers and promotes the business benefits of supporting carers in the workplace.
Katherine's expertise is in the field of employment and equality policy where she has experience of working across the public, private and voluntary sectors. On joining Carers UK in 2007 she worked on the development of Employers for Carers (EfC) and was its initial manager when it launched as an employer membership forum in 2009.
Katherine was co-Secretariat to the joint EfC/Carers UK/HM Government Carers in Employment Task and Finish Group (2012-2013) which published a definitive report on the business benefits of supporting working carers. She also represented EfC on the Government's National Carers Strategy Steering Group (2015-2016) and Fuller Working Lives Business Strategy Group (2016-2017).
Prior to Carers UK, Katherine worked at the Trades Union Congress, Leeds University Business School, in the events and communications sector and as an independent equality consultant.
National Business Development Manager
WEALTH at Work
She has over 11 years of experience in financial services. She has previous experience as a Lecturer with WEALTH at work and Corporate Pensions Implementer and Investment Helpdesk Consultant with Hargreaves Lansdown.
London Business School
David Pitt-Watson is a leading thinker and practitioner in the field of responsible investment and business practice. He was co-founder, and former CEO of Hermes Focus Funds and Equity Ownership Service, which became the largest responsible investment group of any institutional fund manager in the world.
Throughout his career he has been deeply involved in policy, particularly in the field of responsible investment and pensions. He led the Tomorrow's Investor Programme for the Royal Society of Arts in the UK, which has been a leading advocate for transparency of charges, and for allowing collective structures within the UK pension system.
A graduate of Oxford and Stanford Universities, he has been and Executive Fellow in Finance and London Business School, and Visiting Professor of Strategy at Cranfield. He is an independent non-executive at KPMG and chairs the NESTA endowment fund.
Chris is an Investment Principal with over 12 years' experience in the pensions industry. He leads Aon's DC investment advisory service as well as being a member of the DC investment committee. As part of this role he is responsible for ensuring that the investment consulting services provided to DC pension plans in the UK evolve to meet their changing needs and are tailored to the unique requirements of their members. He also has an active role in 'thought leadership' with a large focus being on the translation of the best investment ideas available to the market into investable strategies for all of Aon's DC clients. Chris brings a truly global perspective with his formative years in the investment industry spent providing investment advice and managing assets of DC pension plans in Australia and South East Asia.
He holds a B.Economics (Honours) Econometrics and Finance, from University of New South Wales, Australia. He is a CFA and CAIA Charterholder.
State Street Global Advisors
Ana is the Head of Equity Portfolio Strategists for EMEA, a team dedicated to developing compelling and differentiated positioning for our active, index and smart beta equity investment strategies. The team are subject matter experts in the field of equities, working with clients to share the firm's latest research and investment insights to help inform their portfolio decisions.
Ana joined SSGA in June 2013 as a Portfolio Strategist within the firm's equity beta solutions team, moving from Russell Investments where she was responsible for the research of active and passive equity managers. At Russell, Ana started as a portfolio analyst supporting the firm's multi-manager funds. She was previously a consultant at Towers Perrin in both Paris and London.
Ana is a CFA charter holder and a graduate of the School of Economics and Management (Technical University of Lisbon).
Clive Gilchrist has over 40 years' experience of the pensions and investment industries and was, until 2010, Managing Director of BESTrustees plc since its inception in 1992. His early career was in stock-broking and investment management including ten years as Investment Manager/Director at the Post Office S.S.F./PosTel (now Hermes).
He was a Member of the Pensions and Lifetime Savings Association (formerly the National Association of Pension Funds) Council and Investment Committee for many years including two years as Investment Chairman.
He has also chaired the Pension Committee of The Association of Corporate Trustees.
Clive has served on a number of City and industry bodies including the Takeover Panel, the Accounting Standards Board Financial Services Committee and the DTI Deregulation Task Force. He has been a non-executive director of a number of public companies and has also sat on the advisory board of a property unit trust and on the boards of a number of European bond funds.
Clive who is a Fellow of the Chartered Institute for Securities and Investment and an Associate of the CFA Society of the UK, speaks regularly at pension/investment conferences. He is frequently quoted in the pensions and business press and for some years wrote a regular guest column in ‘Pensions Week'.
Colin joined PTL as a Client Director in March 2014 having previously spent twenty-five years in pensions and actuarial consultancy.
Colin acts as independent trustee on several DB and DC pension schemes both large and small including five DC Master Trusts. Colin also is a member of the Internal Governance Committees for two leading workplace pension providers. Colin chairs the PTL Governance Advisory Arrangement for pension providers which provides governance for twelve further pension providers.
Colin is a member of the Pensions and Lifetime Savings Association (PLSA) DB Council. He is also a former chair of the Association of Consulting Actuaries (ACA) Investment Committee and a former member of the ACA Local Government Committee and PLSA Yorkshire Committee.
Lorna is a Managing Associate in Linklaters' corporate insurance team who works on the full spectrum of transactions in the insurance sector, including de-risking, public and private M&A and capital markets. Her recent experience includes advising the Trustees of the Marks and Spencer Pension Scheme on two umbrella bulk annuity contracts with Aviva and Phoenix and advising Rothesay Life in relation to its c.£12bn acquisition of a portfolio of UK annuities from Prudential, including interim reinsurance.
Head of the Department of People and Organisations
The Open University
Dr. Peter Bloom is a Senior Lecturer and Head of the Department of People and Organisations at the Open University, Co-Founder of the research group REEF (Research into Employment, Empowerment, and Futures), and Chair of REF preparation for Business and Management. His books include Authoritarian Capitalism in the Age of Globalization (Edward Elgar Press), Beyond Power and Resistance: Politics at the Radical Limits (Rowman and Littlefield International, November 2016), The Ethics of Neoliberalism: The Business of Making Capitalism Moral (Routledge, 2017), The Bad Faith in the Free Market: The Radical Promise of Existential Freedom (Palgrave Macmillan, 2018), and The CEO Society: How the Cult of Corporate Leadership Transform Our World co-written Carl Rhodes (Zed Books). His scholarly work has also been published in leading international journals such as Human Relations, Organization, Theory and Event, Journal of Political Ideologies, Journal of Political Power, New Formations, Research on the Sociology of Organization, Culture and Organizations, Ephemera, Journal of Organizational Change Management, Organization and International Journal of Žižek Studies. His writing has been additionally featured in top international and national media outlets such as The Washington Post, The Guardian, and The Independent, The New Statesmen, The Week, The Conversation and Open Democracy among others. Recently, he has served as the lead academic on a range of BBC programmes including "The Bottom Line" on Radio 4, the "Can Britain Have a Payraise" aired on BBC2 and most recently the two part television documentary "The Secrets of Silicon Valley".