Speakers List - Pensions and Benefits UK 2019

Keynote Speakers

Ed Balls

Former Cabinet Minister


Ed Balls is a Senior Fellow at The Harvard Kennedy School, Visiting Professor at King's College London and Chairman of Norwich City Football Club.

He was UK Shadow Chancellor of the Exchequer and served in the UK Cabinet as Secretary for Children, Schools and Families. He was the UK Minister for Financial Services and the Chief Economic Adviser to the UK Treasury during which time he was Chair of the IMFC Deputies and UK G20 Deputy. While Shadow Chancellor he was co-Chair with Larry Summers of the Center for American Progress Inclusive Prosperity Commission.

He was a Teaching Fellow in the Department of Economics, Harvard University and a leader, writer and columnist at the Financial Times. He has also written for the Guardian, New Statesman and Tribune and co-authored a number of books, papers, articles and pamphlets including the Sunday Times bestseller Speaking Out: Lessons in Life and Politics. He studied economics at Keble College, Oxford and the Kennedy School of Government (MPA) where he was a Kennedy Scholar.

Ed was dubbed ‘The People's Champion' after the extraordinary public response to his dance performances in BBC's Strictly Come Dancing. His memorable performance of Gangnam style with partner Katya Jones was nominated for the 2017's Virgin's Must-See Moment BAFTA award.
Since then, he has presented Ed Balls' Dream Dinner Party for BBC Radio 4, Have I Got News For You (BBC One) and Ed Balls on Musical Theatre (BBC Radio 2). In 2018 he journeyed to America for Travels in Trumpland with Ed Balls (BBC Two).

Ed lives in London and Castleford with his wife, Yvette Cooper MP, and their three children. Ed's interests include learning the piano, cooking and marathon running. He has run the London Marathon three times, raising over 160,000 for WhizzKidz, a disabled Children's charity and Action for Stammering Children. His new found hobby is dancing, having competed on the latest series of Strictly Come Dancing.

Ed is a Patron of the British Stammering Association and a member of the Holocaust Memorial Foundation Board.


Charles Counsell OBE


The Pensions Regulator

Charles will re-join TPR as Chief Executive at the beginning of April 2019. He has been the Chief Executive of the Money Advice Service since June 2017, ensuring millions of people have access to free, independent financial information and guidance.

He was previously Executive Director of Automatic Enrolment at TPR, designing and leading the delivery of the highly successful AE programme which has resulted in nearly ten million more people saving into a workplace pension. Charles was awarded an OBE for services to workplace pension reform.
Prior to this, Charles spent nearly 20 years setting up and running major business change programmes.

Robin Ellison


Pinsent Masons

Robin Ellison is a Partner at Pinsent Masons. He is a Director of the boards of a number of companies and is a Trustee of several pension funds, both as independent Trustee and as Chairman. He also practices as a Commercial Mediator.

He is a member of the CBI (Confederation of British Industry) Pensions Panel. He was a Founder of the Association of Pensions Lawyers, being awarded its Wallace Prize in 1995. In 1997 he was elected the first solicitor Honorary Fellow of the Pensions Management Institute. He is the author of numerous books on pensions and is editor of Pensions Benefits Law Reports.


Simon Jack

Business Editor


Simon is the BBC's Business editor who was previously the Business and Economics Presenter on Radio 4's Today Programme, and also co-presented on BBC Radio 5 Live's Five Live Breakfast & Five Live Drive.

Simon replaced Declan Curry as the business presenter for BBC Breakfast, and also presented business news on the One o'clock, Six o'clock and Ten O'Clock News.

Before joining the BBC, Simon spent ten years in commercial and investment banking in London, New York and Bermuda. He has a degree in Politics Philosophy and Economics from Oxford University.

During the banking crisis in September 2006 Simon reported for BBC News, BBC News Channel and Working Lunch covering the Federal takeover of Fannie Mae and Freddie Mac, the Bankruptcy of Lehman Brothers, the bailout of AIG and the Lloyds TSB takeover of HBOS.

Simon has also presented business and financial podcasts for The Daily Telegraph.


Jennie Kreser


Laytons LLP

Jennie specialises in occupational pension schemes, advising sponsoring employers or trustees of pension arrangements in this highly complex and important field of law. She has advised large multi-employer schemes as well as smaller single employer arrangements and has wide experience of both Defined Contribution and Defined Benefit schemes and the difficulties to which they can lead.

Jennie qualified in 1986 originally as a criminal prosecutor. Poacher turned gamekeeper, she now sits as a Magistrate in her local justice area and is an Approved Chairman.

She was a member of the Board of the Legal Complaints Service throughout its existence and was a member of its Audit Committee (now replaced by the Office for Legal Complaints). Jennie has worked in both industry (at a large Actuarial Consultancy) and in the Public Sector (as Legal Director of the Occupational Pensions Regulatory Authority - the predecessor of the current Pension Regulator). She has worked in Private Practice at a large City law firm as well as in a major South East law practice.

Malcolm McLean OBE

Senior Consultant

Barnett Waddingham

Malcolm McLean is currently a Consultant with pension consultants and actuaries Barnett Waddingham.

He was previously for many years Chief Executive of The Pensions Advisory Service (TPAS), in which capacity he built up a reputation as one of the country's leading experts on pensions across the board.

During his time in pensions Malcolm has won four major industry awards, as well as being appointed OBE in 1997. At the UK Pension Awards in 2007 (special 10th Anniversary Event) he received the award for the "Greatest Single Contribution to Occupational Pensions of the Decade".


Roger Mattingly

Managing Director

PAN Trustees Limited

Roger is a Past President of the Society of Pension Professionals having spent his entire career in the Pensions industry. He has been a Director of PAN Trustees Limited since 2013 and it's Managing Director since November 2014. He served on the board of what was HSBC Actuaries and Consultants for over 20 years. Over the years he has been a member of various industry groups including the Pensions Regulator's Stakeholder Advisory Panel, the PLSA's Multi Employer DC Committee, the House of Commons Pensions Leadership Group and has been a member of several DWP Policy Engagement groups. He is a member of the Standard Life IGC ,Chair of the Trustee Board of the Aon Master Trust and the current Chair of the PLSA's Multi Employer DB Committee. He is also a Fellow of the Institute of Directors.

Guy Opperman

Parliamentary Under-Secretary

Department for Work and Pensions

Guy Opperman was appointed as Parliamentary Under-Secretary of State at the Department for Work and Pensions on 14 June 2017. He served as a Government Whip (Lord Commissioner of HM Treasury) from 17 July 2016 to 14 June 2017. He was elected Conservative MP for Hexham in May 2010.

Guy has an Honours Degree in Law from the University of Buckingham and a first class diploma from the University of Lille, France. Guy was called to the Bar in 1989 and spent 20 years as a barrister - 15 years of which were spent predominantly at the criminal bar. Guy is an amateur jockey and rode his first win in 1985.


Edwin Schooling Latter

Director of Market Policy


Edwin Schooling Latter is Director of Markets and Wholesale Policy at the Financial Conduct Authority where his responsibilities encompass policy in relation to primary and secondary markets, trading venues, trading conduct, benchmarks, asset management and pensions.

From 2011-2014 Edwin was head of the Financial Market Infrastructure Directorate at the Bank of England, responsible for supervision of CCPs, securities settlement systems, and systemically important payment systems, and for the Bank's input to policy making on central clearing and OTC derivatives reforms. Prior to appointment as head of MID, Edwin worked in the Bank's Financial Stability area for several years, including as secretary to the Bank's Financial Stability Committee. Edwin was also previously Managing Director of UK payment system, LINK Interchange Network Ltd.


Anthony Arter

Pensions Ombudsman

Pension Protection Fund Ombudsman

Anthony Arter is the Pensions Ombudsman and Pension Protection Fund Ombudsman. He was originally appointed in May 2015 for a period of four years. In December 2018, Anthony was reappointed as the Pensions Ombudsman and the Pension Protection Fund Ombudsman for a further two years until 31 July 2021.

In May 2018, he was elected as the Vice Chair of the Ombudsman Association Executive Committee. Anthony graduated from Jesus College Cambridge, in 1988, where he read Law.

He is a solicitor who has specialised in pensions since 1996. He was Eversheds LLP's Head of Pensions from 2005 until 2013 and their London Senior Partner 2009 until 2014. Until 2015 Anthony was an independent member of the Pensions Management Institute Committee overseeing their Accredited Adviser Programme. He has also been an independent trustee for many years.

In December 2018 Anthony was appointed as a pro bono Trustee Director of the Action for Children pension scheme. In 2009 he was appointed as HRH Prince Charles' BITC London Ambassador for Volunteering.

Anthony has been involved in corporate responsibility activities since 2002, and each year led ‘Give and Gain Day', an employee volunteering day, which in 2013 attracted 12000+ volunteers from 300 companies.
From 2009 until 2012, Anthony was a member of the Business in the Community London Advisory Board.



Kim Brown

Head of Master Trusts

The Pensions Regulator

Kim was appointed as Head of Master Trust Authorisation and Supervision at The Pensions Regulator in January 2018. Kim has worked at The Pensions Regulator for 10 years, managing complex cases, implementing new legislation and leading the regulatory transactions team. Most recently she led the design and implementation of master trust authorisation.

Duncan Buchanan


Hogan Lovells

Duncan Buchanan is recognised as a leading individual in both the Legal 500 and Chambers directories. After qualifying as a solicitor in 1990, Duncan realised he had a passion for pensions, which he has concentrated on since 1992. His wealth of experience is second to none and he has been an asset since he joined us as a partner in 2006.
Duncan is a former President of the Society of Pension Professionals and a member of the Tax Law Committee of the Law Society of England and Wales. Duncan is APMI qualified and a volunteer adviser for TPAS (the pensions advisory service).

Chris Curry


Pensions Policy Institute

Chris Curry is the Director of the Pensions Policy Institute (PPI) with overall responsibility for leading and managing the PPI. Chris originally joined the PPI as Research Director in July 2002 and was responsible for the research programme for eleven years. At the PPI Chris has authored and presented a number of research reports analysing pensions (including state, private and public sector pensions), pension reforms and other provision for retirement income. Chris is experienced in presenting research findings to a wide range of audiences and to the media.

Chris is currently a member of the Joint Expert Panel (JEP) that has been set up to examine the valuation of the Universities Superannuation Scheme (USS). The JEP is tasked with agreeing key principles to underpin the future approach of the University and College Union (UCU) and Universities UK (UUK) to the USS valuation.

For details of the JEP's second phase of work on the USS valuation please visit their website http://www.ussjep.org.uk/

In February 2017 Chris was announced as one of the three co-chairs for the DWP AE Review Advisory Group. Chris led on providing advice on the theme of Contributions. The DWP published the final report in December 2017.

Chris started his career as an Economic Adviser at the Department of Social Security (now the Department for Work and Pensions), before joining the ABI as Senior Economist.

Chris has a BSc (Hons) in Economics from the University of Warwick, and an MSc in Economics from Queen Mary and Westfield College, University of London.


Sophie Dapin



Sophie Dapin is a Solutions Manager at Schroders, responsible for the provision of strategic and liability-led input to Fiduciary Management clients. She is a Member Nominated Trustee for the Schroders Retirement Benefit Scheme. Prior to joining Schroders, she worked in the both the actuarial and investment practices of Lane Clark & Peacock LLP. She is a Fellow of the Institute of Actuaries (FIA) and Chartered Enterprise Risk Actuary (CERA).

Simon Eagle

Chair, Institute and Faculty of Actuaries’ CDC working group

Willis Towers Watson

Simon Eagle has been at the centre of recent developments in UK CDC, through advising Royal Mail on their CDC scheme design. Simon also chairs the Institute and Faculty of Actuaries' CDC working group, and is Willis Towers Watson's UK CDC specialist. Simon has been a pensions actuary for 17 years.

Victoria East

‎National Business Development Manager

WEALTH at Work

She has over 11 years of experience in financial services. She has previous experience as a Lecturer with WEALTH at work and Corporate Pensions Implementer and Investment Helpdesk Consultant with Hargreaves Lansdown.

David Fairs

Executive Director of Regulatory Policy, Analysis and Advice

The Pensions Regulator

David was appointed Executive Director of Regulatory Policy, Analysis and Advice on 2 July 2018. He is responsible for development of policy for TPR and has oversight of TPR's professional advisers including lawyers, actuaries, investment advisers and business analysts.

David is a former Chairman of the Association of Consulting Actuaries and Director of the Association of Consulting Actuaries Limited, a former Council member of the International Actuarial Association, and inaugural Chairman of the Joint Industry Forum for Workplace Pensions. He was also a Council member of the Society of Pension Consultants and is immediate past Chairman of the Actuaries Club.

David was a Senior Partner in the Pensions practice at KPMG where he advised on the design, implementation, management and communication of pensions and employee benefit arrangements. Immediately prior to joining TPR, David developed and lead the Trustee Board Effectiveness service provided by KPMG and in collaboration with the Pensions and Lifetime Savings Association. He has previously worked with DWP and HM Treasury on pensions and pension taxation policy.

Tim Horne

Head of UK Institutional Defined Contribution


As Head of UK Institutional Defined Contribution at Schroders, Tim is responsible for the design of the overall strategy of Schroders' DC business and the delivery of Schroders' investment proposition to our DC clients. This includes partnering with our clients and their consultants in the provision of investment solutions, tailored to the specific requirements of DC schemes and their members at each stage of their savings journey.

Tim joined the DC Team at Schroders in 2011 and is based in London. Before joining Schroders, Tim was a Senior Investment Consultant at Towers Watson where his responsibilities included giving investment and strategy advice to a range of UK DC schemes.

Previously Tim has been a DC Client Director at Fidelity International as well as holding senior positions at MSCI and Mellon Global Investments Tim is a frequent industry commentator on DC issues and also a CFA Charterholder.

Alex McCallum

Workplace Pensions Specialist

Scottish Widows

Alex has been supporting employers and their advisers in the workplace pensions market since 2009 in a variety of relationship roles. He was responsible for delivering Automatic Enrolment solutions and compliance to several large employers during the early years of Automatic Enrolment and is now using this experience in his current role as a Workplace Pensions Specialist at Scottish Widows where he continues to support customers with the ever changing Automatic Enrolment landscape.



Hugh Nolan


Spence & Partners

Hugh is an experienced consultant on all types of pension schemes, acting as Scheme Actuary, corporate adviser and independent trustee. He also has a key management role within Spence & Partners and industry roles with the Society of Pension Professionals (SPP) and Association of Consulting Actuaries (ACA).

Hugh joined Spence in April 2016 having held a variety of senior roles in several major pension consultancies since 1989. He was Chief Actuary at JLT until 2016 and is the immediate past President of the SPP. Hugh has also sat on the Main Committee of the ACA and chairs the ACA's Defined Contribution Committee.


Nigel Peaple

Director or Policy and Research


Andrew Pennie

Marketing Director

Intelligent Pensions

Andrew is marketing director at leading retirement income specialists, Intelligent Pensions.
Andrew has worked in financial services for over 20 years and for a number of household brands, including Santander, Ernst & Young, Lloyds and HSBC. Andrew holds a BSc Honours Degree in Accountancy from Hull University, as well as various financial services qualifications.

Andrew is also head of the company's corporate solution ‘Pathways' which was developed in response to the recently launched pension freedoms. Pathways is designed to help employers/trustees offer their members a personalised retirement planning solution and achieve the best possible outcomes.


Dr Christopher Sier


Institutional Disclosure Working Group, Financial Conduct Authority

Dr Christopher Sier Chaired the UK Financial Conduct Authority's panel investigating costs, fees and transparency in institutional investment, and has worked with the World Bank, EIOPA, the Committee on Workers Capital and institutional investors around the world on the same subject. He is also Fintech Envoy for England for the UK Treasury and Chairman of Fintech North, the innovation community for the North of England. Combining these two worlds he is Chairman of two fintechs, each looking at different aspects of the pensions market: ClearGlass sits between asset managers and pension funds and operates a near-zero price model for the collection and analysis of pension fund cost data; and AgeWage tackles the problem of orphan pension pots. In addition, Chris is Visiting Professor of Financial Technology at the University of Leeds and in the distant past he was a police officer in Edinburgh.

Hannah Simons

Head of Fiduciary Management


Hannah Simons is Head of Fiduciary Management at Schroders. She joined Schroders in 2015 and is based in London.

Hannah was previously a Fiduciary Partner at Russell Investments from 2013 to 2015, which involved providing total plan solutions to small and medium sized clients. She worked as an LDI product specialist at PIMCO from 2011 to 2013, which involved designing LDI solutions for UK and European pension funds. Prior to that, Hannah was a Solutions Specialist at BlackRock from 2004 to 2011, which involved designing LDI and broader solutions for pension funds across the globe. She was an Investment Consultant at Watson Wyatt from 1999 to 2004, which involved providing investment strategy advice to UK pension funds.

Hannah is a student member of the Institute of Actuaries

Qualifications: BSc in Actuarial Science from the London School of Economics.

Lorna Tennent

Managing Associate


Lorna is a Managing Associate in Linklaters' corporate insurance team who works on the full spectrum of transactions in the insurance sector, including de-risking, public and private M&A and capital markets. Her recent experience includes advising the Trustees of the Marks and Spencer Pension Scheme on two umbrella bulk annuity contracts with Aviva and Phoenix and advising Rothesay Life in relation to its c.£12bn acquisition of a portfolio of UK annuities from Prudential, including interim reinsurance.

Imran Razvi

Senior Policy Advisor

Investment Association

Imran is Senior Policy Adviser - Pensions & Institutional Market at The Investment Association, working primarily on public policy and regulation affecting the market for pension scheme investment. In recent years Imran has worked on a number of salient pensions investment issues, including: DC investment regulation and illiquid assets; cost transparency for pension schemes; CMA investment consultants and fiduciary management market investigation: and retirement income market reforms.

Prior to The Investment Association, Imran worked firstly as an Economic Adviser and then Senior Policymaker in the Department for Work and Pensions (DWP). Imran's DWP career encompassed a variety of roles covering many aspects of the Department's work, including Housing Benefit expenditure forecasting and assessing the distributional effects of welfare policy changes using micro-simulation modelling techniques. The majority of Imran's DWP career was spent working on pensions policy, specifically on the Department's automatic enrolment reform programme as well as leading the 2014 reforms to develop the primary legislation to enable Collective DC schemes in the UK.

Imran holds a BSc in Economics from the London School of Economics and an MSc in Economics from University College London.


Luke Webster


The Pension Superfund

Luke, a co-founder of PSF, was formerly Chief Finance and Risk Officer at London Pension Fund Authority. He played a leading role in the ground breaking £11bn consolidation with the Lancashire CC Pension Fund, which was the first step in the creation of the SuperPools for the £260bn of assets in local authority pension funds.

Lauren Wilkinson

Senior Policy Researcher


Lauren joined the PPI in 2016 as a Policy Researcher, before progressing to Senior Policy Researcher in January 2019. During her time at the PPI Lauren has produced research on a range of topics, including Defined Benefit, consumer engagement, pension freedoms and Collective Defined Contribution.

Prior to joining the PPI, Lauren studied Politics and Philosophy at the University of Glasgow, followed by a Masters in Public Administration and Policy at the University of York.


2018 Chairperson

Brian Healy



Brian entered the world of work with what is now known as B.T. in its engineering division. Having seen the transformation from a valve driven technology to a processor one, brought a fresh challenge. This led Brian to become a national trade union official.

Brian is currently an official of the CWU, a specialist in Telecommunication regulation and President of a European Forum for Social Dialogue for Employers and Employers Representatives.

Cajoled into being a MNT and when not thinking of Scheme valuation, technical provisions and employer's covenant, then a keen "Who do you think you are?" family history explorer.


Gino Rocco

Independent Trustee


Gino performs the role of Trustee focusing on all aspects of pension law focusing on defined benefit and defined contribution pension schemes that range in size from the small to the very large.

A solicitor admitted to practice in England and Wales and a Member of the Association of Pension Lawyers, Gino has over 15 years' experience gained at City Firms Mayer Brown and PwC Legal and at national firm DAC Beachcroft as well as a leading pension consultancy practice. He joined Dalriada from Doyle Clayton where he was a partner.

Gino's experience includes complex benefit interpretation issues, scheme equalisation and benefit rectifications. He has detailed experience of pensions issues arising under TUPE transfers and the Fair Deal protections where employees are transferred from the public (in particular LGPS and NHSPS) to the private sector.

Gino's expertise enables the Trustee to minimise the need to call on legal advisers. When legal advice is required, as Trustee we are able to ask the specific question and insist on an opinion rather than receiving a recital of pensions law.

James Phillips

Senior Correspondent

Professional Pensions

James is senior correspondent at Professional Pensions, having joined the team in 2016 as a correspondent.

He writes on a wide range of pensions topics, including the law and regulation of occupational schemes, ESG, investment, and de-risking.

James was named a gold winner at the MHP 30 to Watch awards in 2018, and has also been shortlisted for the Headline Money Awards for B2B pensions journalist of the year in 2018, and for the State Street Institutional Press Awards for best newcomer in 2017 and 2016.


Jonathan Stapleton


Professional Pensions

Jonathan is Editor of both Professional Pensions and Workplace Savings and Benefits. He has responsibility for Professional Pensions and Workplace Savings and Benefits Magazines and the websites www.professionalpensions.com and www.wsandb.co.uk.

Jonathan has 12 years' experience in journalism, beginning his career writing for a magazine dealing with the debt and capital markets of Russia and East/Central Europe before beginning to write about pensions in 2001.
He obtained the PMI's Retirement Provision Certificate at the end of 2009 and was named SPC Journalist of the Year in 2011.


Justin Jones

Professional Head of Physiology

Nuffield Health

Justin has an MSc in Sport and Exercise Physiology and over a decade of experience in the health, fitness and wellbeing industry, with seven years at Nuffield Health. Having joined as a Health and Wellbeing Physiologist in 2009 Justin has held a number of clinical governance and leadership roles since and is now Professional Head of Physiology, leading a nationwide team of almost 200 clinicians, acting as clinical advisor for a number of the UK's largest corporations and sitting on advisory panels for a number of universities to help shape degree curriculums. Justin's main area of clinical interest is the pathophysiology of disease and he is a qualified cancer and cardiovascular disease rehabilitation practitioner.

Natasha Mclaren

Pensions & Benefits Manager

University of Lincoln

Pensions & Benefits Manager at the University of Lincoln delivering the pensions and retirement operation covering Local Government (LGPS), Teachers Pensions (TPS), Universities Superannuation Scheme (USS), and Peoples' Pension schemes. This includes wide spread provision of financial education across the university and also working with our Students Union to deliver this for our students. Responsible for overseeing Higher Education Role Analysis, corporate benefit provision including healthcare, relocation, salary sacrifice schemes plus various local benefits and wellbeing initiatives.

Natasha completed the Pensions Management Institution (PMI) Diploma in Retirement Savings and Employee Benefits, she previously worked as a HR manager for national construction design and property group of companies and as a Legal Executive for solicitors' practices.

Paul Avis

Marketing Director

Canada Life

Appointed as Sales and Marketing Director in November 2009 but focused solely on Group Insurance marketing from January 2013. Previously worked at Ceridian (LifeWorks) as Corporate Development Manager, Employ-Mend as Sales and Marketing Director, Legal & General (Group Risk) as Sales Manager, Unum as Senior Sales Consultant and General Accident (now Aviva) as Senior Life Consultant.

Qualified with BA (Hons) in Cultural Studies in 1987, CIM Marketing Diploma in 1994, Diploma in Management Studies (DMS) in 1996 and gained an Henley MBA in 1999.


Simon Kew

Director, Head of National Strategy


Stephanie Baxter

Deputy Editor

Professional Pensions

Stephanie joined the publication as Chief Correspondent in 2014 before becoming News Editor in 2016.

Stephanie has worked as a financial journalist for more than seven years, writing about pensions, investment management, and asset servicing.
Before Professional Pensions she was Online Editor at Global Investor/ISF, a Euromoney-owned title, which she joined in 2011.

Stephen Richards


Stephenson Harwood LLP

Stephen advises employers, trustees, and insurance companies on all types of pensions issues. He has a commercial style on strategic issues and brings a responsive approach on day to day matters. With the ability to present complex ideas in a simple way, Stephen has helped a variety of clients with tricky pensions issues, from the trustees of global banks to UK manufacturers. He is an expert in pensions in the banking sector, master trusts, buy-ins and buy-outs. Stephen has experience on major strategic projects including advising on the acquisition of a major master trust provider and the largest company contribution made to a pension scheme to date.

Stephen has participated in the Pensions Regulator's DC working group, is a member of the Association of Pension Lawyers Education and Seminars Committee and is organising the APL's annual conference. Stephen is a contributor to the Practical Law Company and a regular industry speaker.

Tom Partridge



Tom leads the Deloitte covenant assessment practice. His experience includes advising trustees and corporates in valuation, acquisition, refinancing, and restructuring scenarios.

Tom has completed secondments in the Scheme Funding team at the Pensions Regulator and the Business Support team at Lloyds Banking Group.